 |
| Advertisement |
It is important to take insurance for your business - and the price is one, although it does not have to be expensive. It is even more important if you have a business, a property or a partnership and no corporation (where you have a limited responsibility).
Insurance is all kinds of, and you need to be aware of the main categories.
For companies:
Damages to people and things; Because of your employees / your business. If you go to a customer and sit on his glass, or a customer visits you and fall a lamp on his head .... ('Business liability insurance' in Germany)
professional indemnities for consultant, doctor, architect, lawyer etc. He has mistakenly advised them to insure againt claims from customers ('Berufshapfplichtversicherung' in Germany)
The damage to items through fire, the water, the flood, the natural disaster, theft, theft (Germany 'insurance')
Environmental damages ('Environmental Insurance')
Transportation insurance ('Insurance insurance', 'Car Insurance')
Legal Guarantee ('Legal Expenses Insurance')
Etc.
For employees (some of these insurances are mandatory, optional others; this country varies by):
professional indemnities for consultant, doctor, architect, lawyer etc. He has mistakenly advised them to insure againt claims from customers ('Berufshapfplichtversicherung' in Germany)
The damage to items through fire, the water, the flood, the natural disaster, theft, theft (Germany 'insurance')
Environmental damages ('Environmental Insurance')
Transportation insurance ('Insurance insurance', 'Car Insurance')
Legal Guarantee ('Legal Expenses Insurance')
Etc.
For employees (some of these insurances are mandatory, optional others; this country varies by):
Medical insurance (about 15% in Germany, employer and shares by employee)
Retirement insurance (about 20% in germany)
Unemployment Insurance (about 4% in Germany)
Crisis Insurance ('Gray Will')
Etc.
Insurance is not expensive. For all insurance types your payment cost depends on the exact location and maximum responsibility (you need to read the small text ...); And you 'risk' profile, including location (where the business is; whether you have coverage of the world).
Retirement insurance (about 20% in germany)
Unemployment Insurance (about 4% in Germany)
Crisis Insurance ('Gray Will')
Etc.
Insurance is not expensive. For all insurance types your payment cost depends on the exact location and maximum responsibility (you need to read the small text ...); And you 'risk' profile, including location (where the business is; whether you have coverage of the world).
When it is difficult to make things happen, for example. This software will work properly, you can limit your liability by contract (for example. Limit the seller's contractual agreement between buyer and seller; Software License). That is why the contract is sold in the first place!
For example, believing is things that are impossible. Due to bankruptcy not the result of bankruptcy!
0 comments: